Record-high insurance rates in 2024 drive unprecedented auto policy shopping, challenging insurers to enhance customer retention strategies amid rising costs.

Q2 2025 earnings reveal mixed results for U.S. property & casualty insurers, highlighting key drivers like underwriting margins, catastrophe losses, and interest rates impacting revenue and stock performance.

Verisk's 2025 report shows global modeled insured catastrophe losses have increased to $152B annually, driven by frequency perils like thunderstorms and wildfires. Insurance professionals must adapt risk strategies to these evolving challenges.

S&P Global Market Intelligence projects steady profitability for US P&C insurers in 2025, highlighting private auto recovery and challenges in homeowners and commercial lines amid catastrophe losses and social inflation.

HCI Group reported Q2 2025 revenue growth of 7.6% and strong book value per share gains, driven by underwriting profitability and technology integration in property and casualty insurance.

Maryland Supreme Court rules insurers cannot block post-loss claim assignments despite anti-assignment clauses. Impact on property and casualty claims handling and policy language.

White Mountains Insurance Group, with Ethos Capital and BC Investment Management, completes a $150M investment in BroadStreet Partners, enhancing growth in middle-market insurance brokerage.

Travelers Companies exceeded Q2 earnings expectations, driven by strong underwriting, lower catastrophe losses, and higher investment income in property and casualty insurance.

HCI Group Inc declares $0.40 per share dividend payable Q3 2025, reflecting steady performance in property and casualty insurance and reinsurance segments.

ZestyAI secures $15 million credit facility to accelerate AI-driven property and climate risk analytics in U.S. property and casualty insurance, enhancing underwriting and regulatory compliance.