Congress must act swiftly to extend premium tax credits for 22 million Americans or face soaring health insurance premiums and coverage losses during the upcoming open enrollment period.
The expiration of enhanced ACA premium tax credits in 2026 could more than double premium costs for millions of Marketplace enrollees, driven by rising healthcare costs and regulatory changes impacting affordability in the U.S. insurance market.
Explore how the expiration of enhanced premium tax credits could significantly increase ACA Marketplace premiums and affect enrollees' out-of-pocket costs in 2026.
The potential expiration of enhanced ACA premium tax credits in 2025 could raise out-of-pocket costs for millions, particularly small business employees and the self-employed relying on individual health insurance coverage.
Major ACA Marketplace changes from 2025-2027 will reduce federal spending, tighten premium tax credit repayments, and broaden eligibility for subsidies and coverage.
Tennessee risks significant health insurance coverage losses and premium increases without extension of enhanced premium tax credits established by the American Rescue Plan, impacting over 265,000 residents and rural healthcare providers.
Congress must decide on extending ACA enhanced premium tax credits to prevent steep premium hikes and increased uninsured rates, with Florida particularly affected.
