U.S. homeowners insurance premiums increased 8.7% faster than inflation from 2018-2022, according to Treasury data, indicating rising costs and market shifts affecting policyholders nationwide.

Long-term care insurance premiums in New York are rising sharply due to past underpricing and actuarial adjustments, challenging affordability for seniors and prompting regulatory scrutiny.

A legal battle in California questions the fairness of wildfire-related insurance surcharges, spotlighting systemic issues and the role of the California FAIR Plan in the insurance market.