US personal lines insurance premiums increased by 4.6% in Q2 2025 due to inflation, claims costs, and weather-related risks, with higher hikes for high-value homes and autos.

Fitch Ratings reports improved underwriting profitability in US personal lines for 2024, fueled by claims severity moderation, steady frequency, and premium rate hikes. Insights into market performance and trends.

United Security Insurance Company broadens its personal auto insurance reach by entering the Arizona market through Warrior Insurance Network, enhancing distribution across western states.

Embedded insurance is the fastest-growing distribution channel in personal lines, surpassing traditional broking and direct-to-consumer models, driven by cost efficiency and enhanced consumer reach.