Explore the 2025 US housing markets where homeowners face the highest insurance premiums relative to property values. Key regions include Houston, Tampa Bay, Tulsa, Sarasota, and Miami, all impacted by climate-driven risks.

Stand raises $35M to expand its resilience-linked property insurance model from California to Florida’s high-risk windstorm market, promoting mitigation-based coverage.

California Insurance Commissioner issues warning and guidance on insurance coverage risks for mudslides and debris flow following wildfires, highlighting regulatory context and consumer preparedness.

Comprehensive overview of earthquake risks, seismic hazards, and insurance implications in the U.S., focusing on risk management strategies and emergency planning in tectonically active regions.

Verisk's 2025 report reveals global insured property losses from natural catastrophes have risen to $152B annually, driven by frequent severe events. Insurers must adjust risk models and strategies to manage growing catastrophe exposures effectively.

Homeowners insurance premiums have increased 10% due to rising natural disaster risks and inflation-driven replacement costs. Learn key strategies to mitigate rate hikes, including home upgrades and policy adjustments.

Severe July flash floods in Texas Hill Country have caused extensive property damage and triggered insurance affordability and housing market challenges, spotlighting risk management and regulatory responses.

Severe storm damage in Missouri exposes insurance claims delays and coverage gaps, with affected homeowners facing adjuster visit delays and inequities in insurance coverage.

Homeowners insurance premiums in Texas have surged due to increased extreme weather events and regulatory challenges, impacting affordability and market stability.

Homeowners insurance premiums have surged 24% from 2021 to 2024, driven by extreme weather events and rising rebuilding costs, exacerbating U.S. housing affordability challenges for buyers and owners alike.