INSURASALES

Tag: natural disasters

A map of the United States colored by Earthquake Risk Index ratings. Earthquake risk is possible across the United States, and is most prevalent in Hawaii, all along the West Coast, along the Mississippi River where Arkansas, Missouri, Tennessee, and Kentucky borders intersect, Alaska, northwestern Montana, western Wyoming, and southeastern South Carolina. For full results, see the National Risk Index Map webpage.

Earthquake Risk Management and Insurance Considerations in the U.S.

Comprehensive overview of earthquake risks, seismic hazards, and insurance implications in the U.S., focusing on risk management strategies and emergency planning in tectonically active regions.

Rising Homeowners Insurance Premiums Drive Shift Toward Higher Deductibles

Homeowners insurance premiums are rising sharply, prompting increased use of higher deductibles as policyholders seek to manage costs amid growing natural disaster risks and limited insurer competition.

Top US Housing Markets with Highest Homeowners Insurance Premiums in 2025

Explore the 2025 US housing markets where homeowners face the highest insurance premiums relative to property values. Key regions include Houston, Tampa Bay, Tulsa, Sarasota, and Miami, all impacted by climate-driven risks.

Stand Secures $35M Series B to Expand Resilience-Linked Property Insurance into Florida

Stand raises $35M to expand its resilience-linked property insurance model from California to Florida’s high-risk windstorm market, promoting mitigation-based coverage.

California Insurance Advisory Highlights Mudslide Risks After Wildfires

California Insurance Commissioner issues warning and guidance on insurance coverage risks for mudslides and debris flow following wildfires, highlighting regulatory context and consumer preparedness.

Verisk Reports $152B Global Annual Property Loss from Natural Catastrophes in 2025

Verisk's 2025 report reveals global insured property losses from natural catastrophes have risen to $152B annually, driven by frequent severe events. Insurers must adjust risk models and strategies to manage growing catastrophe exposures effectively.

Homeowners Insurance Premiums Up 10% Amid Rising Risks and Inflation

Homeowners insurance premiums have increased 10% due to rising natural disaster risks and inflation-driven replacement costs. Learn key strategies to mitigate rate hikes, including home upgrades and policy adjustments.

Texas Floods Cause Widespread Property Damage, Raising Insurance and Market Challenges

Severe July flash floods in Texas Hill Country have caused extensive property damage and triggered insurance affordability and housing market challenges, spotlighting risk management and regulatory responses.

Storm Damage in Missouri Highlights Insurance Claims Delays and Coverage Gaps

Severe storm damage in Missouri exposes insurance claims delays and coverage gaps, with affected homeowners facing adjuster visit delays and inequities in insurance coverage.

Texas Homeowners Face Rising Insurance Premiums Amid Extreme Weather Risks

Homeowners insurance premiums in Texas have surged due to increased extreme weather events and regulatory challenges, impacting affordability and market stability.