Mortgage rates in the U.S. drop following the Federal Reserve's interest rate cut, leading to increased refinancing demand and potential modest home sales growth. Insights on market trends.

Analysis of 2025 mortgage rate trends highlights Federal Reserve policy, Treasury yields, and inflation effects on U.S. housing affordability and lending costs.

Bankrate's 2025 study shows renting is cheaper than buying in all top U.S. metros, with the average mortgage payment 38% higher than rent amid rising rates and costs.