Federal Reserve rate cut lowers 30-year mortgage rates to 6.13%, boosting homebuyer activity and refinancing demand, resulting in significant monthly payment and long-term interest savings.

Bankrate analysis shows Americans with subprime credit scores pay $3,400 more annually for loans and insurance, with mortgage interest as the largest cost driver. Understanding the subprime tax impact and market trends.

Surging homeowners insurance premiums in Oklahoma are raising mortgage costs and reshaping lending practices, impacting borrower affordability and shifting market dynamics toward new home construction.