Explore the 2023 analysis of U.S. commercial health insurance market competitiveness, highlighting insurer concentration trends, enrollment shifts, and implications for regulators and industry stakeholders. Stay informed on ACA Marketplace effects, self-funded plan growth, and state-level market dynamics affecting commercial health insurance in the U.S.

The AMA report reveals high market concentration among pharmacy benefit managers (PBMs), vertical integration with insurers, and calls for increased transparency and regulatory reforms to control drug prices and enhance competition.

The NAIC's 2024 report reveals growing concentration among US auto insurers, with the top five capturing 63.59% market share and total premiums rising to $359B. Key shifts impact industry competition and market dynamics.