Federal Reserve rate cut lowers 30-year mortgage rates to 6.13%, boosting homebuyer activity and refinancing demand, resulting in significant monthly payment and long-term interest savings.

Explore the dynamics of high-yield savings accounts in 2025, with insights on Federal Reserve rate impacts, FDIC insurance, and competitive yields from online and local banks.

A Federal Reserve official suggests lowering interest rates following weak U.S. job data, while Chair Powell awaits further inflation impact signals from tariffs.

Savings account APYs remain stable as Federal Reserve holds rates. High-yield savings and CDs offer strong returns above inflation, benefiting U.S. consumers and financial advisors alike.

Explore how elevated interest rates in mid-2025 enhance immediate annuity payouts, providing retirees age 70+ with reliable, guaranteed income amid economic uncertainty.

Mortgage application volume soared last week due to falling interest rates, with refinancing demand up significantly. Read more about the market dynamics.