Savings account APYs remain stable as Federal Reserve holds rates. High-yield savings and CDs offer strong returns above inflation, benefiting U.S. consumers and financial advisors alike.

Explore how elevated interest rates in mid-2025 enhance immediate annuity payouts, providing retirees age 70+ with reliable, guaranteed income amid economic uncertainty.

Mortgage application volume soared last week due to falling interest rates, with refinancing demand up significantly. Read more about the market dynamics.