INSURASALES

Tag: insurance regulation

Rhode Island Bill Proposes Changes to Vehicle Damage Appraisal Threshold and Timing

Rhode Island's S1015 bill aims to increase the vehicle damage appraisal threshold to $5,000 and extend appraisal completion time, updating fair market value definitions in auto insurance claims.

California Homeowners Insurance: Pricing, Risk, and Market Challenges

Explore the challenges and solutions in California's homeowners insurance market, covering rising premiums, risk mitigation, the FAIR Plan, and regulatory impacts affecting availability and pricing.

Trump Administration Faces Decision on Mental Health Parity Regulations

The Trump administration must decide whether to defend Biden-era mental health parity regulations requiring insurers to provide equitable mental health and addiction coverage. The decision impacts access, insurer compliance, and employer health plans.

California Homeowners Face Insurance Non-Renewals and Premium Increases in 2023

In 2023, Fresno County homeowners in California face increasing insurance non-renewals and premiums due to market challenges and regulatory developments. Learn about policy renewal conditions, aerial inspections, and the state's sustainable insurance strategy.

Texas Homeowners Face Rising Insurance Premiums Amid Extreme Weather Risks

Homeowners insurance premiums in Texas have surged due to increased extreme weather events and regulatory challenges, impacting affordability and market stability.

Colorado Legislative Session Ends with Key Insurance-Related Regulatory Advances

Summary of Colorado's 2025 legislative session highlighting ride-hailing safety regulations, failed AI delays, expanded anti-discrimination protections, IVF law changes, and implications for insurance professionals.

California Leads with Financial Incentives for Wildfire Risk Mitigation

Explore how California’s wildfire premium discounts outperform Oregon’s voluntary certificate program, highlighting effective insurance incentives for homeowner wildfire risk mitigation.

Connecticut Nonprofits Face Rising Liability Insurance Costs Threatening Foster Care Programs

Connecticut nonprofits operating foster care programs face rising liability insurance premiums due to extended child sex abuse lawsuit timelines, jeopardizing critical services. Legislative and regulatory efforts aim to address insurance market challenges for these providers.

ACA Preventive Care Coverage Gaps Highlighted by Patient Billing Dispute

An Illinois patient faced unexpected medical bills due to insurance coverage distinctions between preventive and diagnostic services under the Affordable Care Act, highlighting industry and regulatory challenges in patient cost-sharing and billing transparency.

Alabama Approves Unique Health Plans for Farmers Amid Insurance Challenges

Alabama passes House Bill 477 enabling Alabama Farmers Federation to sell exclusive health care plans to members, addressing insurance affordability challenges in the agriculture sector.