Explore the dynamics between state regulators and consumer advocates in the heavily regulated U.S. homeowners insurance market, featuring insights from expert J. Robert Hunter.

Florida's Citizens Property Insurance proposes its first rate decrease in 10 years, cutting premiums by 2.6% on average for noncommercial property insurance statewide, signaling market progress.

Explore key factors influencing U.S. car insurance rates in 2025 including driver age, vehicle choice, location, and credit scores. Understand how to optimize insurance costs with expert analysis and comparison strategies.

U.S. commercial insurance rates rose 3.8% in Q3 2025, marking continued rate moderation across major coverage lines. Excess liability and commercial auto led increases amid overall market stabilization.

Louisiana Insurance Commissioner approves State Farm’s 2026 rate changes: 5.9% average auto insurance decrease and 9.7% homeowners insurance increase, reflecting hurricane risk and claim trends.

Louisiana Insurance Commissioner approves average 7.5% rate cuts for SureChoice and Elevate homeowners policies, driven by reduced reinsurance costs and 2024 property insurance reforms.

Louisiana Insurance Commissioner approves 7.5% average rate cut for SureChoice and Elevate homeowners policies, driven by reduced reinsurance costs. Effective Feb 2026.

Citizens Property Insurance recommends a 2.6% statewide premium cut for 2026 personal lines in Florida, with significant regional variations reflecting market reforms and private insurer relocations.

Citizens Property Insurance in Florida recommends a 2.6% rate reduction for 2026, driven by legal reforms and policy depopulation amid varied regional impacts.

National car insurance rates saw a minor decline in November 2025, with regional disparities and key risk factors influencing premiums across the U.S. Insurify data offers insights into market trends and cost drivers for insurers and professionals.