USAA achieves $3.9 billion profit and record $48.6 billion revenue in 2024, navigating rising insurance premiums and regulatory challenges. Membership grows past 14 million.

From 2021 to 2024, Utah homeowners saw nearly $700 average annual insurance premium increases amid climate risks and housing affordability challenges. This report highlights regulatory and market trends shaping property insurance.

The NAIC's 2024 report reveals growing concentration among US auto insurers, with the top five capturing 63.59% market share and total premiums rising to $359B. Key shifts impact industry competition and market dynamics.