INSURASALES

Tag: insurance coverage

2026 Federal Law to Limit Health Coverage for Lawfully Present Immigrants

The 2026 Budget Reconciliation Law limits federally funded health coverage for lawfully present immigrants, impacting Medicaid, Marketplace, and Medicare eligibility and increasing the uninsured population by 1.4 million. State-funded options may mitigate effects. Learn more about coverage changes and implications for insurers and policymakers.

FL Appeals Court Clarifies Replacement Cost Damage Claims in Property Insurance Breach

Florida appeals court rules on replacement cost versus actual cash value in property insurance breach cases, clarifying insurer obligations and policyholder remedies under homeowner policies.

New York Expands Pharmacy Access for 2025-2026 COVID, Flu, and RSV Vaccines

New York State enhances access to COVID-19, influenza, and RSV vaccines for 2025-2026 with pharmacy-based administration and insurance coverage aligned to ACA guidelines.

Social Media Addiction Lawsuits Challenge Liability Insurance in 2025

The rising wave of social media addiction lawsuits against Meta is challenging traditional liability insurance coverage and highlighting evolving technology-related risks for insurers in 2025.

Medicare Limits Nursing Home Coverage: What Insurance Pros Need to Know

Medicare covers short-term skilled nursing care but excludes long-term custodial care in nursing homes. Insurance professionals must understand coverage nuances, eligibility, and alternative financing options including Medicaid and long-term care insurance.

SCAN Group Highlights Systemic Issues in Medicare Advantage Insurance

SCAN Group launches a multi-media campaign exposing systemic problems in Medicare Advantage insurance, focusing on coverage gaps, patient access issues, and the impact on healthcare costs during Medicare enrollment.

Tennessee Ranks Third Nationwide for Fatal Hit-and-Run Crashes, Highlights UM/UIM Coverage Importance

Tennessee ranks third nationwide in fatal hit-and-run crashes, underscoring the critical need for Uninsured and Underinsured Motorist coverage to address compensation gaps in auto insurance policies.

New Jersey Suit Tests Insurance Coverage for Product Liability Class Actions

Hair Zone's federal lawsuit against Hartford and Travelers challenges insurer obligations to cover defense costs for class actions alleging product-related harm, spotlighting issues in commercial insurance and coverage disputes.

Earthquake Risk Management and Insurance Considerations in the U.S.

Comprehensive overview of earthquake risks, seismic hazards, and insurance implications in the U.S., focusing on risk management strategies and emergency planning in tectonically active regions.

Medicare Coverage Limits on Routine Dental and Sensory Care for Seniors

Medicare covers essential dental and sensory treatments for seniors but excludes routine check-ups and preventive care, impacting senior health insurance planning.