The potential expiration of enhanced ACA premium tax credits in 2025 could raise out-of-pocket costs for millions, particularly small business employees and the self-employed relying on individual health insurance coverage.

Homeowners insurance premiums in the U.S. have risen 9.3% since 2024, driven by climate risks and increased deductibles, challenging affordability and complicating mortgage closings. The E&S market grows in catastrophe-prone states.

Explore practical strategies for Detroit homeowners to reduce high homeowners insurance premiums, including brokerage advantages, bundling discounts, and Michigan Basic plan options.

Rising homeowners insurance premiums are causing coverage gaps, increasing foreclosures and impacting community stability across the U.S. Market transparency and resilience investment are key to addressing this trend.