Discover insights from AM Best's December Best’s Review covering leading auditors, actuaries, and key insurance industry trends shaping the marketplace.

U.S. auto insurance premiums are increasing by 7.5%, raising the average full-coverage rate to $2,615, driven by market adjustments and claims trends.

Embedded insurance is the fastest-growing distribution channel in personal lines, surpassing traditional broking and direct-to-consumer models, driven by cost efficiency and enhanced consumer reach.