Homeowners insurance premiums in the U.S. have risen 9.3% since 2024, driven by climate risks and increased deductibles, challenging affordability and complicating mortgage closings. The E&S market grows in catastrophe-prone states.

Homeowners insurance companies are increasingly requiring maintenance and repairs as a condition for policy renewal amid rising claims costs and market pressures. Learn how these underwriting changes affect coverage and policyholder decisions.

Florida appellate court affirms insurer's denial of windstorm damage claim due to nearly two-year delayed notice, reinforcing prompt notice requirements in homeowners insurance.

Florida's OIR and University of Florida partner to enhance home resilience against water intrusion, aiming to reduce insurance costs through advanced building materials and smart technologies.

Explore practical strategies for Detroit homeowners to reduce high homeowners insurance premiums, including brokerage advantages, bundling discounts, and Michigan Basic plan options.

Slide Insurance CEO and COO received $37.7 million combined amid rising homeowners premiums in Florida, raising regulatory and consumer concerns over executive compensation and market impacts.

Survey reveals Florida Republicans rank homeowners' insurance as a leading economic concern alongside housing costs and property taxes, shaping policy debates.

California homeowners face rising insurance costs after State Farm gains approval for a 17% emergency rate hike, highlighting regulatory and market trends.

Explore how home warranties provide essential coverage for major home systems and appliances, complementing traditional homeowners insurance by covering repair costs due to wear and tear amid rising appliance expenses.

The California FAIR Plan's rapid growth in 2025 reflects continuing wildfire insurance challenges. New reforms aim to expand private insurer participation despite higher premiums.