Recent Wisconsin floods revealed common homeowner insurance exclusions for groundwater and flood damage, emphasizing the need for endorsements and mitigation strategies.

Florida's 2024 homeowner insurance premiums may decrease as reduced reinsurance costs and tort reform lower windstorm risk expenses. Market stability emerges post-2024 hurricanes.

Comprehensive overview of homeowner insurance requirements, coverage options, and regulatory guidance in Washington state to support informed decisions by insurance professionals and consumers.

Consumer advocates sue California insurance department over unauthorized emergency payments by the FAIR Plan to cover wildfire claims, arguing it unfairly burdens homeowners.