Learn about Paula P. Gerstenberger's pioneering career in life insurance sales management and her impact on the financial services industry, focusing on supplemental retirement plans and women's leadership.
Liberty Company Insurance Brokers launches Liberty Naranjo in Northern California, expanding employee benefits and property-casualty services as part of strategic growth backed by a $100M credit facility from JPMorgan Chase.
Guardian Life Insurance partners with Janus Henderson to manage a $45 billion fixed income portfolio and co-develop multi-asset wealth management solutions, enhancing investment strategies and product offerings.
Savings account APYs remain stable as Federal Reserve holds rates. High-yield savings and CDs offer strong returns above inflation, benefiting U.S. consumers and financial advisors alike.
Equitas Small Finance Bank teams with Edelweiss Life Insurance to offer integrated digital insurance products, enhancing financial inclusion and customer-centric solutions through API-driven platforms.
Explore key U.S. insurance and financial companies with robust dividend growth histories, highlighting industry-leading underwriting discipline, capital management, and recurring revenue streams supporting sustainable shareholder returns.
Explore Generation X's distinct retirement challenges including a $1.45 million savings shortfall, inflation fears, and Social Security concerns, with insights into strategic planning and policy impact.
Milliman's 2025 Registered Index-Linked Annuity (RILA) Industry Experience Study highlights surrender rate patterns and behavioral modeling innovations shaping annuity pricing and risk management.
U.S. annuity sales reached a record $432.4 billion in 2024, driven by rising interest rates and demand for retirement income. LIMRA forecasts potential 2025 sales decline amid rate cuts, with RILAs and FIAs expected to remain resilient.
Despite strong sales and regulatory support, annuity adoption inside U.S. retirement plans remains limited due to participant and sponsor perception challenges. Behavioral insights suggest reframing annuities can boost integration as default lifetime income solutions.
