Annuity sales in the U.S. exceeded $432 billion in 2024 as retirees seek guaranteed retirement income. Timing, age limits, and fees are key factors impacting annuity suitability.

Explore how high-net worth and mass affluent individuals use annuities for tax deferral, asset protection, income guarantees, and wealth transfer strategies in retirement planning.

Explore expert insights on retirement planning with crypto allocations, target date fund strategies, and managing rising Medicare Part B premiums for optimal retirement outcomes.

Explore how a $100,000 annuity converts to monthly retirement income. Understand payout variability, features like inflation protection, and trade-offs for U.S. retirees.

Explore how pre-retirees can use annuities for capital preservation amid stock market volatility and trade tariffs. Learn about risks, benefits, and diversification strategies.

Explore the latest innovations in 401(k) plans that enhance retirement savings and financial wellness for employees. Discover how employers are adapting to meet retirement income needs.

Explore the differences between traditional and hybrid long-term care insurance policies to find the best option for your financial and caregiving needs.

Explore the paradox of wealthy retirees living frugally due to fears of outliving savings. Learn strategies for better retirement planning.