Tag: financial advice

Strategies for Securing Guaranteed Lifetime Income Beyond Social Security in U.S. Retirement Planning

Explore key strategies for U.S. retirees to secure guaranteed lifetime income beyond Social Security through pensions and annuities. Understand options, risks, and planning insights.

Key Questions for Evaluating Annuity Investments in Retirement Planning

Explore essential questions to consider before investing in annuities to ensure alignment with retirement income goals, risk tolerance, and financial security.

Key Considerations for Using Annuities in Retirement Planning

Explore essential questions and factors for U.S. insurance professionals and advisors to consider when evaluating annuities in retirement planning, focusing on portfolio alignment, fees, and income strategies.

Survey Reveals Rising Healthcare Costs Impact on Insured Americans and Retirement Planning

A Nationwide survey shows rising medical and insurance costs force insured Americans to delay care, affecting retirement planning and highlighting gaps in Medicare knowledge.

Rising Annuity Sales Reflect Changing U.S. Retirement Income Strategies

Annuity sales surge as U.S. retirees shift from pensions to personal savings amid rising interest rates and economic uncertainty. Financial advisors play key role in guiding retirement income strategies.

Strategic Timing Crucial in U.S. Annuity Purchases for Retirement Income

Annuity sales in the U.S. exceeded $432 billion in 2024 as retirees seek guaranteed retirement income. Timing, age limits, and fees are key factors impacting annuity suitability.

Strategic Uses of Annuities for High-Net Worth and Mass Affluent Households

Explore how high-net worth and mass affluent individuals use annuities for tax deferral, asset protection, income guarantees, and wealth transfer strategies in retirement planning.

Key Retirement Planning Insights: Crypto Allocation, Target Date Funds, and Medicare Premiums

Explore expert insights on retirement planning with crypto allocations, target date fund strategies, and managing rising Medicare Part B premiums for optimal retirement outcomes.

Understanding Annuity Income: What $100,000 Buys in Retirement Payouts

Explore how a $100,000 annuity converts to monthly retirement income. Understand payout variability, features like inflation protection, and trade-offs for U.S. retirees.

Navigating Market Volatility: Annuities for Capital Preservation in Pre-Retirement

Explore how pre-retirees can use annuities for capital preservation amid stock market volatility and trade tariffs. Learn about risks, benefits, and diversification strategies.