A recent swarm of small earthquakes near Lake Greenwood, South Carolina, prompts emergency officials to advise residents on earthquake insurance coverage due to the region's seismic activity and associated risks for homeowners.

Millions across 42 U.S. states face financial exposure to earthquake damage due to low earthquake insurance uptake. Standard policies often exclude quake damage, requiring specialized coverage.

Following a significant earthquake in San Diego County, homeowners are reassessing their needs for specialized earthquake insurance, not covered under standard policies.