Germany's pay-as-you-go public pension system struggles with demographic decline and industrial job losses, requiring significant federal subsidies and sparking political debate over contributions.

How aging and urbanization are reshaping property and casualty insurance risk models, demanding ecosystem-based strategies and insurance innovation.

Explore the transformative trends shaping the U.S. insurance industry in 2025, including AI-driven solutions, demographic shifts, and challenges from climate change that push for new strategies.