Tag: credit risk

Study Reveals Credit Score Penalties Outweigh Natural Disaster Risks in Homeowners Insurance

New research reveals that poor credit scores increase homeowners insurance premiums more than living in disaster-prone areas, prompting calls for regulatory reform and pricing transparency in the U.S. insurance market.

Skyline Capital Alleges $100K Loan Default by S&A Motorsports

Skyline Capital reports a $100,000 loan default by S&A Motorsports, signaling implications for credit risk management and commercial lending practices.

US Car Repossessions Surge to Near 2008 Levels Amid Rising Auto Costs

Car repossessions in the U.S. have increased sharply in 2024, nearing 2008 crisis levels due to high vehicle prices and inflation. Subprime borrowers face earlier repossession risks impacting credit scores.

Auto Loan Rates Near 9.3% Amid Affordability Challenges in 2025

Explore the challenges of auto loan rates averaging 9.3% in 2025, with affordability issues impacting consumers and dealers. Understand credit tier disparities and market impacts.

U.S. Life Insurers Shift to Residential Mortgages in Investment Portfolios

U.S. life insurers are increasing investments in residential mortgages, shifting from commercial loans, impacting portfolio composition, credit quality, and risk metrics.