Explore the significant cost-of-living and insurance cost differences between blue and red states, with housing expenses and taxes shaping affordability for residents and retirees alike.

Explore the top five most expensive U.S. states in 2025, focusing on key drivers like homeowners insurance, wildfire and hurricane risks, and housing inflation shaping the insurance and housing markets.

Explore the 2025 state-by-state analysis of cost of living, housing affordability, and rising homeowner insurance premiums driven by inflation and natural disaster risks impacting the U.S. market.