Tag: consumer advocacy

Navigating Regulatory Tensions in U.S. Homeowners Insurance

Explore the dynamics between state regulators and consumer advocates in the heavily regulated U.S. homeowners insurance market, featuring insights from expert J. Robert Hunter.

Consumer Reports Petition Seeks Enhanced Homeowners Insurance Protections Amid Rising Premiums

Consumer Reports leads a petition for a Homeowners Insurance Bill of Rights, urging US insurers to improve transparency and protections amid rising premiums and regulatory scrutiny.

CCC One Valuation Tool Faces Legal Challenges Over Auto Total Loss Claims

CCC One, a leading vehicle valuation software used by auto insurers, faces ongoing legal challenges over claims of undervaluation in total loss settlements, highlighting tensions between proprietary AI tools and fair compensation standards.

California Insurance Commissioner’s Extensive Travel Raises Oversight Concerns Amid Wildfire Insurance Crisis

During California’s wildfire insurance crisis, the state insurance commissioner's extensive international travel sparked oversight concerns amid rising premiums and insurer withdrawals.

Consumer Reports Urges Major Insurers to Enhance Homeowners Insurance Transparency

Consumer Reports calls on top homeowners insurers to adopt stronger protections amid rising premiums and policy cancellations, promoting fairness and transparency in the U.S. market.

Consumer Reports Urges Homeowners Insurers to Adopt Baseline Protections Amid Market Challenges

Consumer Reports petitions major homeowners insurers to adopt baseline protections addressing rising premiums, cancellations, and coverage transparency amid market pressures.

Study Finds Credit Scores Heavily Influence Homeowners Insurance Premiums

A new study reveals homeowners with low credit scores pay significantly higher insurance premiums than those in high disaster risk areas, prompting calls for regulatory reforms in insurance pricing.

NAIC Faces Calls for Enhanced Transparency on Insurance Risk Scoring

The NAIC is urged to recommend stronger consumer transparency and appeal rights related to undisclosed risk characteristics in property and casualty insurance, addressing rising premiums and coverage issues.

Phoenix BMW Owner Faces Months-Long Insurance Payment Dispute

Phoenix man’s BMW repair delayed 4 months due to insurance payment issues with Cox Communications provider. Highlights challenges in auto claims and insurer payment processes.

Public Citizen Advocates Medicare for All Amid U.S. Health Care System Challenges

Public Citizen highlights systemic challenges in the U.S. health care system and advocates Medicare for All as a comprehensive solution to improve access, reduce costs, and end profit-driven care.