Rising home insurance costs driven by climate change are escalating affordability challenges ahead of the 2026 U.S. midterms. Regulatory and policy reforms focusing on public disaster insurance could reshape housing security and political strategies.

Nonrenewal rates for homeowners insurance have sharply increased in Florida and California due to rising climate risks and insurer risk management strategies, impacting coverage availability and market stability.

Explore the rise in U.S. property insurance rates driven by climate-related disasters, federal regulatory changes, tariffs, and market impacts on risk and premiums.

A groundbreaking class action lawsuit alleges major fossil fuel companies misled the public about climate change, contributing to rising home insurance premiums amid increasing extreme weather events.

US Coastal Insurance companies launch a $310M catastrophe bond, Chartwell Re, to enhance storm damage coverage and financial resilience amid climate change.

Explore the transformative trends shaping the U.S. insurance industry in 2025, including AI-driven solutions, demographic shifts, and challenges from climate change that push for new strategies.

Illinois homeowners are grappling with soaring insurance premiums, increasing 50% from 2021 to 2024, second only to Utah. A report highlights the role of climate change and regulatory issues.

Explore how Illinois homeowners face a staggering 50% increase in insurance rates due to climate change and inadequate regulation, as revealed by a Consumer Federation of America report.