Discover the 2025 federal tax deduction allowing up to $10,000 interest write-off on qualifying auto loans. Learn eligibility criteria, impact on buyer savings, and implications for insurance costs.

Bankrate analysis shows Americans with subprime credit scores pay $3,400 more annually for loans and insurance, with mortgage interest as the largest cost driver. Understanding the subprime tax impact and market trends.

Auto loan delinquency rates in the U.S. have surged to a 15-year high due to inflation, rising ownership costs, and negative equity, impacting borrowers across all credit profiles and lender types.