INSURASALES

Tag: annuity

Milliman's 2025 RILA Study Reveals Surrender Behavior Trends Shaping Annuity Pricing

Milliman's 2025 Registered Index-Linked Annuity (RILA) Industry Experience Study highlights surrender rate patterns and behavioral modeling innovations shaping annuity pricing and risk management.

IRS Five-Year Rule: Key Tax Implications for Inherited Annuities

Learn how the IRS five-year rule affects inherited annuities, its tax implications, and strategies for beneficiaries and owners to optimize estate plans and minimize tax liabilities.

Variable Annuities with Lifetime Income Benefits Offer Strategic Value in Retirement Planning

Research highlights the strategic value of variable annuities with lifetime income benefit riders, offering retirees income protection and enhanced risk management amid market volatility.

Allianz Annuities: In-Depth Review of Fixed Index and Registered Index-Linked Options

Explore Allianz's fixed index and registered index-linked annuities, designed for retirement income with market-linked growth and principal protection. Understand costs, features, and customization options for these complex insurance products.

Guardian Expands MarketPerform RILA to New York with Enhanced Investment Options

Guardian Life Insurance launches MarketPerform RILA in New York, adding Nasdaq-100 investment terms and expanding retirement planning options amid growing financial readiness concerns.

TIAA Traditional Annuity Sees Inflow Surge Amid Market Volatility

TIAA Traditional annuity inflows hit a five-year high as investors seek guaranteed assets amid market uncertainty, outperforming standard target-date funds in retirement strategies.

New Annuity Solutions Empower RIAs with Transparency and Income Stability

Explore how RIAs are leveraging new annuity solutions to enhance transparency, control, and income stability in retirement portfolios while maintaining fiduciary alignment.

Rising Fixed-Term Annuity Rates Reflect Market and Economic Shifts

Fixed-term annuity rates have risen due to higher bond yields and interest rates, influencing retirement income options and market competition in the insurance sector.

GE Financial Launches Innovative Variable Annuity for Lifetime Retirement Income

GE Financial introduces the GE Retirement Answer, a variable annuity offering guaranteed lifetime income and upside investment potential, addressing critical U.S. retirement funding gaps.

AuguStar Retirement Enhances OrionShield Annuities with New Premium Bonuses

AuguStar Retirement introduces enhanced features for OrionShield annuities, including new premium bonuses and diversified index options, catering to the needs of independent marketing organizations and improving client financial security.