Nevada's wildfire insurance sandbox starting in 2026 allows new policy types but raises concerns over homeowner coverage gaps amid rising wildfire risks and insurance market challenges.

Arizona's insurance regulator-backed report urges multi-stakeholder action to address wildfire-related homeowners insurance affordability and availability challenges. It highlights collaboration and mitigation as key strategies.

Competing California insurance ballot initiatives focusing on wildfire risk insurance and rate regulation have been withdrawn, preserving Proposition 103's existing consumer protections and regulatory framework.

California strengthens homeowners insurance market stability through an executive order advancing the Sustainable Insurance Strategy and insurer commitments.

Mercury Insurance appoints Steve Bennett to lead climate and catastrophe science efforts, focusing on risk mitigation strategies to sustain property and casualty insurance in high-risk areas affected by extreme weather events.

Mercury Insurance appoints Steve Bennett as Senior Director to enhance risk mitigation and resilience in high-risk property and casualty insurance markets impacted by climate-driven catastrophes.

The US commercial P&C insurance market faces elevated catastrophe losses in 2025, with wildfire intensity and material costs impacting underwriting, premiums, and availability. Stable capital and competitive renewals present opportunities amid ongoing challenges.

Oregon's State Fire Marshal partners with the Insurance Institute for Business and Home Safety to promote wildfire-resistant home improvements and manage insurance premiums amid wildfire risks.

Tahoe Donner Association secures a $2.5M wildfire insurance policy linking premiums directly to decades of active forest management, setting a precedent for wildfire risk pricing.

The California FAIR Plan sees a surge in wildfire claims and policyholders after LA fires amid private insurer withdrawals, facing financial strain and legal scrutiny.