Travelers reports a 185% increase in Q2 2025 net income, driven by lower catastrophe losses, improved underwriting results, and premium growth across key insurance segments. Combined ratio improves to 90.3%, with strong return on equity and ongoing capital returns.

Texas homeowners confront rising insurance premiums and policy cancellations as insurers withdraw coverage due to escalating natural disaster risks, impacting market stability and coverage availability.

Explore key trends in U.S. commercial liability insurance premiums, capacity shifts, risk retention strategies, and underwriting challenges amid rising court settlements and market pressures.

White Mountains Insurance Group expands its footprint by acquiring an additional 50% stake in MGA Distinguished Programmes for $230 million, enhancing underwriting capacity and market reach.

Lemonade expands into Indiana's $5B auto insurance market leveraging AI, telematics, and bundling strategies to drive premium growth and approach profitability by 2026.

CRC Group announced the acquisition of Lloyd’s managing agency Atrium Underwriting, expanding its specialty insurance and reinsurance capabilities. The deal highlights industry consolidation and strategic growth in specialty lines.

Research shows carbon underwriting policies significantly reduce coal mine insurance coverage, impacting production, employment, and mine viability, with European insurers leading reform efforts.

Car insurance companies are prioritizing suspended licenses over speeding tickets in underwriting and pricing strategies, indicating an evolving approach to risk assessment.

Pearl Holding Group partners with Cloverleaf Analytics to unify data sources and deliver advanced AI-driven insurance intelligence for its non-standard auto insurance business, enhancing underwriting, claims, and fraud detection.

The 2025 U.S. commercial P&C insurance market navigates record catastrophe losses, rising premiums, and evolving underwriting amid inflation and regulatory shifts.