Tag: Underwriting

Swiss Re Updates Underwriting Guidelines to Expand HIV Insurance Coverage

Swiss Re revises underwriting manual and introduces AI tool to improve HIV risk assessment, enhancing life insurance access for people living with HIV.

Heritage Insurance Holdings Surges on Strategic Growth and Risk Diversification

Heritage Insurance Holdings (HRTG) outperforms peers with strategic underwriting, geographic diversification, and strong reinsurance amid positive earnings forecasts for 2025.

AM Best Downgrades U.S. Homeowners' Insurance Market Outlook

AM Best turns negative on U.S. homeowners insurance market outlook due to moderating premium growth and natural catastrophe losses impacting underwriting performance.

India's Insurance Market Faces Growth Challenges Amid Reform and Digital Push

India's insurance sector experiences slowed premium growth and persistent underwriting losses amid efforts to increase insurance penetration and digital innovation. Regulatory reforms and Gujarat's GIFT City expansion offer growth opportunities.

Hong Kong Property Insurers Face Margin Pressure from Tai Po Fire

S&P Global Ratings highlights the impact of the Tai Po fire on Hong Kong's property insurers, urging a review of pricing strategies amid rising claims and pressure on underwriting margins.

PMA Companies Appoints Morgan Regier as Underwriting Manager in Specialty Insurance

Morgan Regier joins PMA Companies as Underwriting Manager in Specialty Insurance Division, bringing extensive experience in programme business and alternative risk solutions.

Nonstandard Auto Insurance U.S. Market Shows Profit Growth in H1 2025

The nonstandard auto insurance market in the U.S. reports improved underwriting profits and combined ratios in the first half of 2025, driven by strategic rate adjustments and technology adoption.

Q3 2025 Commercial Lines Market Softens: Premium Growth Slows Across Major Insurance Lines

Explore Q3 2025 commercial insurance trends showing slowing premium growth, soft market conditions, and increased underwriting capacity across key insurance lines.

Wealthedge Acquires $3.3M Stake in Specialty Insurer RLI Amid AI Expansion

Wealthedge Investment Advisors acquires a $3.3 million stake in specialty insurer RLI, highlighting AI-driven underwriting and telematics initiatives amid stock underperformance.

Swiss Re Posts Robust Q3 Profitability Driven by Strong Underwriting

Swiss Re reports USD 4.0 billion net income for first nine months of 2025, driven by disciplined underwriting and strong investment returns, with low natural catastrophe losses boosting profitability.