Millions of Texans risk losing ACA tax credits, increasing uninsured rates and uncompensated care costs, amid federal budget changes affecting health insurance affordability.

Texas reported the highest rate of uninsured children in 2024 with significant increases due to Medicaid redetermination and changes in federal ACA subsidies impacting coverage. Experts warn of further challenges from recent policy shifts.

Texas homeowners in 2024 faced rising overall homeownership costs despite a 6.6% drop in property taxes, driven by higher insurance and utilities expenses. Rent growth slowed but remains elevated, with income growth lagging behind.

Severe July 2025 floods in Texas’ Kerr County highlight challenges in flood insurance coverage, permitting, and recovery for rural homeowners. Local officials and residents face steep costs rebuilding amid limited federal support.

Pew Research finds broad bipartisan support for stronger federal disaster relief and stricter building codes following recent extreme weather events in Missouri and Texas.

Severe July flash floods in Texas Hill Country have caused extensive property damage and triggered insurance affordability and housing market challenges, spotlighting risk management and regulatory responses.

Texas homeowners confront rising insurance premiums and policy cancellations as insurers withdraw coverage due to escalating natural disaster risks, impacting market stability and coverage availability.

Texas recently expanded Medigap coverage options for Medicare beneficiaries under 65 with end-stage kidney disease, improving insurance access and affordability. NKF advocacy played a key role in this policy change.

Law enforcement found a body in a submerged vehicle in Lytle Lake, Texas, connected to a missing person's case. Autopsy pending; investigation ongoing.

Texas law mandates independent appraisal clauses in all personal auto policies starting September 2025, enhancing dispute resolution between policyholders and insurers and promoting OEM repair standards.