Key Financial Moves for Retirees to Make Before End of 2025
Discover four critical year-end financial actions retirees should take to protect income and optimize retirement plans before 2026, including managing RMDs and rebalancing portfolios.
Social Security COLAs Underestimate Retiree Inflation, Increasing Interest in Annuities
Social Security COLAs are based on an index that does not reflect retirees' spending, causing a loss in buying power. Annuities provide a potential solution with guaranteed lifetime income and inflation protection.
Social Security COLAs Understate Inflation Impact on Retirees' Income
Social Security COLAs are lagging behind actual inflation experienced by retirees, reducing benefit buying power. Annuities offer a potential solution for stable retirement income.
Congress Advances Bill Allowing Clergy to Rejoin Social Security
A new bill progressing through Congress could allow clergy who previously opted out of Social Security to opt back in, addressing retirement income challenges caused by SECA tax exemptions.
Alzheimer’s Impact on Social Security and Medicare: Urgent Policy Focus
Alzheimer’s disease accelerates Social Security insolvency risk and strains Medicare and Medicaid. Early diagnosis and innovative treatments offer potential economic benefits. Policy action is needed to sustain healthcare programs and workforce participation.
2026 Social Security Maximum Benefit Hits $5,251 But Falls Short for High Earners
In 2026, the maximum Social Security benefit rises to $5,251 monthly, but this amount often falls short for high earners used to larger incomes. Explore how the wage base limit and benefit replacement rates impact retirement income planning.
Evaluating Dave Ramsey's Social Security Claiming Advice: Risks and Considerations
Analyze the implications of Dave Ramsey's advice to claim Social Security at 62 and invest benefits, exploring the risks and personal factors influencing retirement income decisions.
U.S. Social Security Faces Funding Shortfalls; Annuities as Income Supplements
Social Security in the U.S. faces funding challenges that may reduce retirement benefits by 2033. Annuities provide guaranteed supplemental income and help mitigate longevity risk for retirees.
Wyoming Seniors Face Rising Medicare Costs Amid Growing Affordability Concerns
Medicare premiums and deductibles will rise in Wyoming next year, intensifying financial pressures on fixed-income seniors despite a Social Security increase. Learn how these changes affect affordability and senior healthcare access.
2026 Social Security COLA: Strategies to Maximize Benefits Amid Rising Costs
Explore expert strategies for U.S. retirees to stretch the 2.8% Social Security COLA in 2026 amid rising living and healthcare costs. Learn budgeting, Medicare review, and assistance programs.