Tag: Risk Management

2026 Outlook: Middle-Market Insurance Faces Dual Property Softening, Casualty Hardening

Middle-market U.S. businesses entering 2026 face softening property rates but hardening casualty insurance, requiring brokers to provide strategic, data-driven risk management guidance.

NY DFS Issues Cybersecurity Guidance for Third-Party Service Providers in Insurance

The NY Department of Financial Services issues updated cybersecurity guidance for insurance firms managing risks from third-party providers, emphasizing AI and contract controls under Part 500.

Key Business Insurance Types Small Business Owners Must Know

Explore the four essential types of business insurance small business owners need, including mandatory, commercial auto, property, and specialized coverages, plus compliance insights for U.S. businesses.

Hong Kong Property Insurers Face Margin Pressure from Tai Po Fire

S&P Global Ratings highlights the impact of the Tai Po fire on Hong Kong's property insurers, urging a review of pricing strategies amid rising claims and pressure on underwriting margins.

MetLife Completes $10B Variable Annuity Risk Transfer with Talcott

MetLife completes $10 billion variable annuity risk transfer with Talcott, reducing portfolio risk and managing legacy blocks under evolving regulatory and market conditions.

MetLife Completes $10B Variable Annuity Risk Transfer with Talcott Resolution

MetLife completes $10 billion variable annuity risk transfer with Talcott Resolution, reducing portfolio risks and managing legacy blocks efficiently.

MetLife Completes $10B Variable Annuity Risk Transfer with Talcott Resolution

MetLife completes a $10 billion variable annuity risk transfer with Talcott Resolution, reducing portfolio risk and accelerating legacy business run-off while managing $6 billion in assets.

Nationwide Partners with AI Firm Chrp for Virtual Home Risk Inspections

Nationwide teams with AI platform Chrp to offer virtual home inspections, identifying risks early to reduce homeowners insurance claims and improve loss prevention.

AM Best Upgrades U.S. Homeowners Insurance Outlook to Stable on Risk Management Gains

AM Best upgrades U.S. homeowners insurance outlook to stable amid improved rate adequacy, catastrophe risk management, and softening reinsurance market conditions. Technology and pricing discipline boost segment resilience.

Survey Reveals Florida Homeowners' Insurance Concerns Amid Rising Climate Risks

A Florida Atlantic University survey finds climate hazards and rising insurance costs driving relocation considerations among Floridians, impacting homeowners insurance and risk management strategies.