North Carolina's new SB 452 law raises minimum auto insurance liability limits, mandates underinsured motorist coverage, extends surcharges for inexperienced drivers and moving violations, leading to premium increases starting July 2024.

The 2025 LexisNexis U.S. Auto Insurance Trends Report analyzes 2024 market data revealing rising driving violations, increased policy shopping, and a return to profitability in the auto insurance sector.

Mercury Insurance appoints Steve Bennett to lead climate and catastrophe science efforts, focusing on risk mitigation strategies to sustain property and casualty insurance in high-risk areas affected by extreme weather events.

The 2025 U.S. commercial P&C insurance market navigates record catastrophe losses, rising premiums, and evolving underwriting amid inflation and regulatory shifts.

HCI Group finalizes expanded catastrophe reinsurance program for 2025-2026 treaty year with over $3.5 billion coverage across three towers, supporting Florida and national insurance policies.

Illinois enacts HB 2425 banning life insurance companies from denying coverage or increasing premiums solely due to felony convictions, impacting underwriting and market dynamics.

Many U.S. homeowners underestimate flood risk due to reliance on outdated FEMA flood zones, exposing them to high costs without proper flood insurance coverage. Learn about NFIP coverage limits and tools for better flood risk assessment.

Explore how The Hartford enhances telematics initiatives with people-centric strategies and how QBE addresses SEC cyber disclosure gaps with new insurance coverages, supporting risk management for insurers and clients.

Federal Reserve data shows 7% of U.S. homeowners are uninsured due to high property insurance costs, highlighting market and regulatory challenges.

The U.S. property insurance market is adapting to rising catastrophic losses with refined underwriting, reliance on the E&S market, and enhanced risk mitigation strategies.