Explore key trends affecting U.S. healthcare insurance including capacity changes, pricing dynamics, claims severity, and regulatory challenges across home healthcare, allied health, senior care, and life sciences sectors.

Bolt unveils VTRO, a new homeowners insurance product with smart water sensor technology, designed to close California's insurance coverage gap and reduce preventable losses.

World Insurance Associates expands into Colorado with acquisition of Reinig Insurance Solutions, enhancing property and casualty coverage for the health and fitness industry.

American Integrity Insurance reports 48.5% growth in gross premiums written and improved combined ratio in Q3 2025, driven by market expansion and disciplined underwriting.

Florida lawmakers introduce bills for a multi-state risk pool to stabilize home insurance rates and improve catastrophe risk management amid rising natural disaster losses.

Key leadership hires in the US insurance industry are driving growth, regional footprint expansion, and technological innovation across brokers, carriers, and tech firms.

Massachusetts municipalities, including Boston, miss FEMA flood insurance discounts by not participating in the Community Rating System, increasing costs for flood-prone residents.

Kinsale Capital Group reports 24% net income growth in Q3, driven by robust underwriting and a 25% rise in investment income, while keeping catastrophe losses low.

AM Best revises CICA Life Insurance's credit rating outlook to negative citing new business strain and balance sheet pressures. Stable financial strength rating affirmed.

Arthur J. Gallagher & Co. acquires Strategic Services Group, enhancing its employee benefits consulting services in Michigan and the Midwest. This move strengthens Gallagher's regional presence in the insurance and risk management sectors.