Explore the Federal Flood Insurance changes via Risk Rating 2.0, the impact on premiums, policy retention, and strategies for enhancing coverage in challenging climates.

NAIC’s new AG 55 and VM-22 guidelines introduce enhanced, principle-based reserve adequacy testing for U.S. life insurers with significant offshore reinsurance exposure, improving regulatory transparency and risk alignment.

Federal subsidy cuts propel Covered California premiums up 94% in Ventura County, risking major coverage losses and impacting the local insurance market.

The expiration of COVID-era enhanced ACA subsidies in 2026 will lead to higher premiums and deductibles, causing significant affordability challenges for millions of Americans on health insurance marketplaces.

New legal changes in the U.S. auto insurance industry require car owners, not auto body shops, to handle disputed auto insurance claims. This shift impacts claims management and is currently challenged by the body shop sector.

Explore Louisiana's homeowners insurance market update, highlighting SureChoice's 7.5% rate cut amid overall premium increases driven by reinsurance and climate risks. Learn about regulatory reforms and mitigation strategies shaping market dynamics.

CMS has repealed the 2024 minimum nursing home staffing requirements, removing mandated staff-to-resident ratios but maintaining enhanced assessment protocols. This change impacts long-term care quality regulations and remains effective in February 2026.

HPN Holdings merges with Orange Auto Insurance to leverage AI technology and capitalize on Florida's non-standard auto insurance market amid favorable regulatory reforms and market growth.

Polling shows increasing worry among Americans about Medicare and Social Security's financial outlook, reflecting uncertainty in US health policy and insurance markets amid legislative changes.

Proposed changes to Social Security Disability Insurance eligibility could affect nearly one million older Americans, altering income support and retirement benefits.