INSURASALES

Tag: Regulatory Changes

Trump Health Care Policy Cuts Expected to Increase Medical Debt

The Trump administration's Medicaid cuts and health policy changes are projected to increase medical debt and reduce insurance coverage protections for Americans, impacting affordability and credit scores.

End of Enhanced ACA Premium Tax Credits Could Double Individual Market Costs

The expiration of enhanced ACA premium tax credits may double health insurance costs in the individual marketplace, impacting affordability for many consumers.

ACA Premiums in Tennessee to Rise 15% in 2026 Amid Tax Credit Expiration

Tennessee's ACA health insurance premiums are expected to rise 15% in 2026 due to expiring tax credits and rising medical costs, with employer plans also facing cost shifts.

CMS Finalizes Rule Tightening ACA Enrollment, Aiming to Reduce Premiums

CMS finalizes 2025 Marketplace Integrity and Affordability Final Rule to tighten ACA Exchange enrollments, aiming to lower premiums but reducing coverage for some. Key provisions include subsidy restrictions and exclusions for DACA recipients.

U.S. Surplus Lines Market Growth and NJ Workers’ Compensation Medical Cost Trends in 2024

Explore the 2024 trends in the U.S. surplus lines insurance market with double-digit premium growth and New Jersey's workers’ compensation medical cost challenges amid rising expenses and legislative changes.

Florida Considers Major Shift in Auto Insurance Policy with Proposed Repeal of No-fault Law

The Florida House is reviewing a bill that could repeal the state's no-fault auto insurance law, potentially raising premiums and increasing litigation. Stakeholders express concerns over market stability and affordability.