Tag: Regulation

Nevada's Insurance Sandbox to Test Wildfire Coverage Changes in 2026

Nevada's 2026 insurance sandbox allows experiments with wildfire coverage, aiming to stabilize the market but raising concerns about coverage adequacy for homeowners at risk.

U.S. Insurance Industry Profits Amid Climate Risk Modeling Uncertainty

Explore how the U.S. insurance industry records record underwriting profits despite climate risk concerns, amid uncertainties in climate risk modeling and regulatory impacts on pricing.

New Jersey Voters Show Confidence but Concern in Health Insurance Options

A Rutgers-Eagleton Poll reveals most New Jersey voters understand their health insurance plans but remain concerned about costs and state regulation. Insights highlight demographic variations in confidence and cost considerations.

Fed Rate Changes Impact Auto Loan and Dealership Floorplan Interest Rates

Federal Reserve rate adjustments influence dealership floorplan interest and affect new and used vehicle loan rates offered by indirect lenders.

California Delays Wildfire Safety Rules Impacting Home Insurance Market

California delays Zone Zero wildfire safety rules, affecting home insurance and wildfire risk management amid regulatory and homeowner challenges.

U.S. Workers’ Compensation Shifts: California Leads Market Transformation

Explore the transformative shifts in the U.S. workers' compensation insurance market, driven by escalating claims costs and reserve challenges, with California as a leading indicator.

Generali Switzerland Splits Life and Non-Life Units, Updates Leadership

Generali Switzerland restructures by separating Life and Non-Life insurance operations and updates key leadership roles to enhance profitability and market position.

CMS Proposes Removing HRA Medicare Part D Creditable Coverage Reporting

CMS proposes removing creditable coverage reporting requirements for HRAs under Medicare Part D to reduce administrative burdens and beneficiary confusion.

Indiana Enacts New Medigap 'Birthday Rule' Guaranteeing Annual Plan Changes

Starting January 1, 2026, Indiana's new Medigap 'birthday rule' law guarantees seniors aged 65+ an annual opportunity to switch Medigap plans without medical underwriting, allowing them to shop for better rates.

Senators Urge Repeal of Biden-Era Homeowners Insurance Policy on Federally-Backed Mortgages

Senators, led by Deb Fischer, call for repealing a Biden-era policy restricting actual cash value homeowners insurance for federally-backed mortgages, citing negative effects on affordability and consumer choice.