Expiration of ACA subsidies leads to significant health insurance premium hikes, raising affordability concerns and potential adverse selection in the U.S. insurance market.

This article does not contain relevant information on the U.S. insurance market, regulatory changes, or compliance updates for insurance professionals.

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Fitch Ratings keeps a neutral outlook on North American life insurers for 2026, citing strong capitalisation and cautious investment strategies amid rising market and regulatory challenges.

Explore the historical evolution of U.S. health insurance regulation from state-based oversight to federal involvement and its impact on the insurance market and healthcare costs.

Farmers Insurance removes policy caps in California, expands homeowners coverage while seeking 6.99% rate hike under Sustainable Insurance Strategy to stabilize market.

Powerball jackpot climbs to $820 million after no jackpot winner in recent draw. Details on odds, cash and annuity options provided.

Learn how rising reinsurance costs due to inflation and extreme weather are driving up vehicle insurance premiums in the U.S., and explore strategies for policyholders to manage higher costs.

Discover how identity theft insurance aids recovery and the latest prevention tips from NAIC and NICB. Learn about insurance coverage, fraud impact, and regulatory insights.

A viral incident involving a USAA insurance adjuster showcases communication challenges and professionalism issues in auto insurance claims, highlighting the role of regulatory oversight and consumer complaint processes.