Explore how California's wildfire crisis is leading to insurance coverage losses, premium hikes, and new regulatory strategies impacting homeowners and insurers alike.

Rhode Island law prohibits auto insurers from raising premiums simply because policyholders ask about their coverage, effective 2026. This enhances consumer protections and guides insurer compliance.

CMS finalizes 2025 Marketplace rule with stricter enrollment periods, premium credit limits, and coverage restrictions impacting Washington's ACA exchange.

Patriot Select took over nearly 12,000 Florida homeowners multi-peril insurance policies from Citizens Property Insurance, backed by a strong reinsurance program and additional capital.

Explore how auto insurance in the U.S. evolved from basic liability coverage to advanced telematics-driven pricing models, shaped by regulation and technology.

Enhanced ACA subsidies are set to expire, risking significant premium hikes and coverage losses in high-enrollment states like Florida and Texas. Understand the regulatory and market impacts.

North Carolina's new SB 452 law raises minimum auto insurance liability limits, mandates underinsured motorist coverage, extends surcharges for inexperienced drivers and moving violations, leading to premium increases starting July 2024.

The U.S. personal auto insurance industry reported improved underwriting results in 2024 with a net combined ratio of 95.3, driven by strong premium growth and loss control. However, legal system abuse and regulatory challenges pose ongoing risks to profitability and market stability.

Insurance ghost networks with outdated provider directories delay patient access to care and increase costs. Legal actions and AI solutions highlight challenges in maintaining accurate in-network provider listings.

UnitedHealth Group confronts financial and legal pressures with leadership changes as regulatory scrutiny and AI use in care management impact the health insurance market.