The traditional 30% rule limiting housing expenses to 30% of income, including insurance and taxes, is set for reconsideration in 2025, reflecting changes in economic and market conditions relevant to insurers and financial planners.

Bankrate analysis shows American homebuyers now need over 40% of their income for homeownership costs, surpassing the traditional 30% rule across most U.S. markets.

Iowa Title Guaranty introduces one of the nation's first title theft insurance products, offering new and existing homeowners affordable protection against title fraud with legal defense coverage.

November 2025 foreclosure filings rise 21% year-over-year in the U.S., reflecting market normalization post-pandemic with ongoing homeowner equity bolstering stability.

Explore how the California Association of REALTORS® supports real estate professionals with resources, legal guidance, education, disaster relief, market insights, and advocacy across California's dynamic housing market.

Rising climate risks and insurance premiums elevate the role of insurance transparency in homebuyer decisions and builder branding. Early insurance quotes build trust in high-risk U.S. markets.

U.S. foreclosure filings climbed 21% in November 2025 as pandemic-era moratoriums expire, signaling normalized housing market conditions with increased but manageable delinquency levels.

Climate change is increasing property insurance rates and lowering home values in risk-prone U.S. regions, impacting insurers, homeowners, and local governments financially.

Baltimore housing authorities have condemned a Mount Vernon apartment building owned by developer Brandon Chasen amid bankruptcy and lender Protective Life Insurance's involvement in rental income rights. Explore the impact on real estate finance and regulatory oversight.

Congress introduces bipartisan NFIP Automatic Extension Act to prevent flood insurance lapses caused by missed reauthorizations, ensuring continuous coverage and market stability.