A Mississippi homeowner's ongoing insurance claim dispute with USAA after April 2025 tornado and storm damage highlights challenges in property damage coverage and insurer responsiveness.

Louisiana faces an insurance crisis driven by high bodily injury claims and litigation, with new regulatory measures and the FORTIFIED Roof Program aiming to stabilize premiums and boost insurer participation.

Florida lawmakers examine mandatory arbitration under House Bill 799 affecting Citizens Property Insurance policyholders, highlighting rising disputes and legal challenges.

Travelers Institute launches a multi-year initiative focused on insurance availability, affordability, and regulatory impacts in the US market. Key events and industry collaboration are planned.

Moody's 2025 survey reveals expected declines in U.S. property reinsurance rates for 2026 amid rising demand and stable attachment points, offering key insights for insurers and reinsurers.

Florida insurance regulators fined eight property insurers over $2 million in 2025 for claims-handling violations including delayed payments and unlicensed adjusters amid ongoing hurricane season.

Colorado's latest insurance rules link wildfire mitigation efforts to homeowners insurance rates, aiming to enhance transparency and reduce premiums amid rising wildfire risk and affordability challenges.

Florida regulators approve private insurers to take tens of thousands of policies from Citizens Property Insurance Corp., aiming to reduce the insurer of last resort's market share amid hurricane season risks.

Midwest severe storms in August cause widespread damage and insured losses in the hundreds of millions, challenging property insurers and regulators with escalating risk and pricing tensions.

Hawaiʻi homeowners confront growing insurance challenges as carriers limit coverage for properties with old roofs or coastal exposure amid rising disaster risks. Learn how market dynamics and regulatory efforts shape property insurance.