The National Flood Insurance Program faces operational challenges due to FEMA staff cuts and an upcoming reauthorization deadline, affecting flood insurance availability and premiums.

The Flood Insurance Relief Act aims to provide tax deductions on flood insurance premiums for middle-income homeowners in Florida, addressing low coverage rates and rising costs in flood-prone areas.

Explore essential insurance insights for Houston renters amid flood risks, including flood insurance requirements, coverage types, and policy tips to protect personal property.