The federal government shutdown stops new flood insurance policies under NFIP in Louisiana, impacting homeowners and prompting legislative efforts for a solution.

The National Flood Insurance Program faces expiration at the end of September, risking flood insurance availability in Louisiana during peak hurricane season. Key impacts include halted policy renewals, stalled real estate transactions, and reduced FEMA flood claim payments.

St. Augustine, Fla., advances to CRS Class 4 under NFIP, enabling 30% flood insurance premium discounts through enhanced floodplain management and FEMA-approved mitigation measures.

Explore how updated flood risk assessments and Risk Rating 2.0 impact flood insurance premiums and options in Western North Carolina amid changing flood patterns and regulatory adjustments.

Wisconsin shows low adoption of federal flood insurance despite increasing flood risks. This analysis covers NFIP policies, private flood insurance options, and regulatory gaps affecting coverage.

Pennsylvania faces increasing inland flood risks prompting legislative efforts to improve flood risk disclosures, insurance affordability, and flood mitigation amid rising flood insurance claims and recovery challenges.

U.S. Senators demand FEMA halt Risk Rating 2.0 flood insurance premium hikes citing transparency issues and impacts on homeowners, especially in Republican-led states.