U.S. Homeownership Costs Exceed 40% of Income in Most Markets
Bankrate analysis shows American homebuyers now need over 40% of their income for homeownership costs, surpassing the traditional 30% rule across most U.S. markets.
Bankrate analysis shows American homebuyers now need over 40% of their income for homeownership costs, surpassing the traditional 30% rule across most U.S. markets.
November 2025 foreclosure filings rise 21% year-over-year in the U.S., reflecting market normalization post-pandemic with ongoing homeowner equity bolstering stability.
U.S. foreclosure filings climbed 21% in November 2025 as pandemic-era moratoriums expire, signaling normalized housing market conditions with increased but manageable delinquency levels.
Senators, led by Deb Fischer, call for repealing a Biden-era policy restricting actual cash value homeowners insurance for federally-backed mortgages, citing negative effects on affordability and consumer choice.
Explore current U.S. mortgage rate trends below 7% in 2025 and their outlook amid expected Federal Reserve rate cuts impacting home financing.
U.S. homeowners face rising insurance premiums driven by extreme weather and market shifts, affecting affordability and real estate transactions. Learn key trends and insurance strategies.