Senators, led by Deb Fischer, call for repealing a Biden-era policy restricting actual cash value homeowners insurance for federally-backed mortgages, citing negative effects on affordability and consumer choice.

Explore current U.S. mortgage rate trends below 7% in 2025 and their outlook amid expected Federal Reserve rate cuts impacting home financing.

U.S. homeowners face rising insurance premiums driven by extreme weather and market shifts, affecting affordability and real estate transactions. Learn key trends and insurance strategies.