Explore the income required to afford a $500,000 home in the U.S. with rising home prices, mortgage rates, and housing expenses analyzed using HUD affordability standards.

Explore how the Federal Reserve's recent interest rate cuts affect U.S. borrowers, mortgage rates, bond and stock markets, and investment strategies.

Bankrate analysis shows American homebuyers now need over 40% of their income for homeownership costs, surpassing the traditional 30% rule across most U.S. markets.

November 2025 foreclosure filings rise 21% year-over-year in the U.S., reflecting market normalization post-pandemic with ongoing homeowner equity bolstering stability.

U.S. foreclosure filings climbed 21% in November 2025 as pandemic-era moratoriums expire, signaling normalized housing market conditions with increased but manageable delinquency levels.

Senators, led by Deb Fischer, call for repealing a Biden-era policy restricting actual cash value homeowners insurance for federally-backed mortgages, citing negative effects on affordability and consumer choice.

Explore current U.S. mortgage rate trends below 7% in 2025 and their outlook amid expected Federal Reserve rate cuts impacting home financing.

U.S. homeowners face rising insurance premiums driven by extreme weather and market shifts, affecting affordability and real estate transactions. Learn key trends and insurance strategies.