The 2025 Milliman analysis highlights Michigan's 2019 auto insurance reform effects on costs, coverage, and market dynamics, showing ongoing impact on affordability and consumer choice.

Michigan's 2019 auto insurance reform reduced uninsured drivers, balanced coverage, and lowered costs, according to a DIFS report analyzing market impact and consumer protections.

Grand Rapids sees robust growth in insurance industry jobs and businesses, driven by major employers like Acrisure and Farmers Insurance, with significant downtown corporate relocations enhancing the market.