Discover APCIA's 2026 priorities to enhance affordable insurance and tackle legal challenges, ensuring better market conditions for consumers and businesses.

Citizens Property Insurance recommends 2.6% average rate decrease for 2026 in Florida, driven by litigation reforms and depopulation efforts. Significant savings expected in South Florida.

Florida's 2023 insurance reforms, including HB 837, have led to auto and property insurance rate decreases, increased market competition, and reduced litigation impacts, stabilizing the insurance marketplace.

Georgia Governor Brian Kemp signs new litigation reform laws to limit lawsuits, aiming to reduce insurance costs and improve business conditions statewide.