NAIC prepares for 2026 with key Risk-Based Capital alignment proposals, SSAP updates, and enhanced cybersecurity referrals to support regulatory compliance and risk management.

November 2025 data shows U.S. life insurance applications growing 9.4% YOY, driven by robust demand among ages 51+, especially for high-value policies. Term, Whole, and Universal Life products all saw increased activity, signaling a shift in market dynamics toward older demographics.

Prudential partners with AI firm Pace to streamline life insurance policy servicing using AI agents, boosting operational efficiency and customer acquisition.

U.S. individual life insurance new premiums grew 14% in Q3 2025, with strong advances in whole life, indexed universal life, and variable universal life products. Market shares and policy counts also increased.

Prudential Financial partners with Pace to implement AI-powered agents in its Individual Life Insurance business, boosting operational efficiency and modernizing policy servicing and customer acquisition processes.

Fitch Ratings keeps a neutral outlook on North American life insurers for 2026, citing strong capitalisation and cautious investment strategies amid rising market and regulatory challenges.

Life and annuity insurers are evolving towards fee-based, capital-light models driven by private capital partnerships, reshaping industry frameworks.

IndiaFirst Life Insurance partners with DNS Bank to offer comprehensive life insurance solutions in Maharashtra, advancing financial inclusion and bancassurance channels.

EMC Insurance sells its stake in EMC National Life Insurance Co. to Avocet Partners. EMC National Life had $15.3 billion in force as of 2024. The company will undergo a name change post-sale.

Pacific Life leads U.S. individual life insurance new premiums with strong growth in whole life and universal life products through Q3 2025, according to LIMRA data.