Analysis of how U.S. interest rate trends set by the Federal Reserve influence credit availability, liquidity, and the broader business cycle, with implications for banking and the insurance sector.

The Federal Reserve's decision to maintain steady interest rates keeps current CD yields stable, but anticipated rate cuts may push banks to lower rates soon. Learn why locking in a 5-year CD now could secure favorable returns before yields decline.

Federal Reserve's interest rate decisions under scrutiny amid inflation targets, tariff uncertainties, and impact on the housing market and economic growth.